In 2017, the telecommunications industry and the Australian Communications and Media Authority will be re-assessing the customer information obligations framework for telecommunications companies – what is referred to as the Telecommunications Consumer Protection Code (the TCP code). The Australian telecommunications industry has indicated long-standing desire for more flexibility with fewer restrictions in the information provided on a mandatory basis to consumers. It has been contended that current mandatory consumer information requirements, particularly in terms of the amount of information that must be provided at point-of-sale, are not necessarily useful to consumers and result in substantial cost to the industry.
One concern of consumer advocates has been that important consumer protections could be lost in the absence of independent evidence-based information and research, to the detriment of both industry and its customers. Consumer information is fundamentally important, but it has to be carefully designed so that customers can understand what they’re buying, how to use the service, and how to constructively resolve issues into the future. In the past, with the development of the code and some other regulations, there has been an absence of sophisticated empirical evidence about the best way to effectively communicate this fundamental information in the telecommunications space.
Informed consent sits behind most legal agreements, but in reality, the notion of informed consent is usually measured by directly asking consumers whether they understand their obligations and rights under a contract. While this is indeed testing the reflective capacity of consumers in relation to their belief that they have understood something, it is arguable that it is not actually measuring whether the consumer has actually understood the agreement. In other words, a person may claim to understand the implications of their signing a contract, but may fail to appreciate the possible consequences until they are presented with a particular challenge arising from or related to the terms of the contract.
Posted in Consumer Behavior, Human Behavior
Tagged consumer affairs, contracts, Deakin University, Human Behavior, marketing, Mobile phone, Research, smartphone, telco, telecommunications, terms and conditions
Such an interesting thesis by Amanda Taub on Vox, and so much more cogent than the explanation for the current political climate as simply “anger”.
This could be just as relevant for Australia (the rise of the ultra-conservative wing of the Liberal Party) and the UK (UKIP).
If you can, read the whole article, but here are some interesting quotes:
“… there is a certain subset of people who hold latent authoritarian tendencies. These tendencies can be triggered or “activated” by the perception of physical threats or by destabilizing social change, leading those individuals to desire policies and leaders that we might more colloquially call authoritarian. Continue reading
In early May, 2015, news services reported that Denmark, one of those wacky Scandinavian countries that just seems to be obsessed with being progressive, would allow retailers to only offer card payment, and allow them to ban cash as a means of transaction. For quite a while, Scandinavia has been all about a cashless society. In Sweden, they’ve taken it one step further with a vein scanner, where you pay for your coffee by entering the last four digits of your mobile phone number, and then hold your hand above a sensor, while it scans your veins – presumably to see if you have Black, Platinum, Gold, Silver, or just boring old red blood.
But, will we ever see Australia go completely cashless?